Is health insurance for your pet a good idea


When it comes down to it, we’ll spend however much money it takes to give our pets the best of the best in terms of medical care. However, no matter how much we love them, their veterinary bills can really add up. There may be a way to significantly reduce the amount of money you spend on veterinary care for your pet. The Associated Press reported that a recent survey discovered that a highly significant number of pet owners (about 41 percent!) are worried that they won’t be able to afford the bill when their cat or dog becomes ill or gets injured in an accident.

Will insurance be the answer to that? It depends. Arranging for health insurance is an emotional decision as much as an economic one and one you should base on your personal financial situation and how much you’re willing to pay for your peace of mind.

“Some people can’t afford the treatment so they ask us to euthanize their pet. It’s absolutely horrible,” Dr. Maixner, a veterinarian says. “If people had acquired pet insurance before the emergency occurred, they might have been able to move forward with some reasonable treatment to help their pet.”

However, despite the benefits, medical insurance for your pet comes at a cost. It could be upwards of $300 a year for your pet insurance, and not a lot of people are willing to take on an expense that large. It is something to think about especially if your pet is a pedigree animal, which in most instances, would be a financial investment you may not be willing to lose.

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